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Registered providers of
The Lifetime Business Tax Plan

The Lifetime Business Tax Plan

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Property SSAS

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Business SSAS

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We are registered providers of 'The Lifetime Business Tax Plan' which reduces tax on company cash from 40% to 0%.

A punitive 40% tax charge is applied to companies that have surplus cash and trade without The Lifetime Business Tax Plan. After paying corporation tax, dividend tax, income tax and employer tax, whatever cash is left is still subject to 40% tax unless the company has The Lifetime Business Tax Plan. Setting up the plan is straightforward and it completely removes the potential for any additional tax. It is available to businesses that have over £50,000 of surplus cash held in a UK bank and are controlled by between 1 and 11 directors.

The Lifetime Business Tax Plan

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Property SSAS

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Family SSAS

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FAQs

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What does The Lifetime Business Tax Plan offer?

The Lifetime Business Tax Plan offers innovative and robust planning and solutions for company directors to take control and save tax.

What is a SSAS pension?

A SSAS is pension trust that gives its members control of their pension funds and assets. A SSAS allows members to invest funds at their own discretion.

A SSAS has access to every type of investment that is allowed under rules set out by legislation, as with traditional pensions. In addition, a SSAS has additional investment privileges, such as investing in property or investing in your business, amongst other things. You can make permitted investments at any age; you do not need to be 55 to take control of the money in your pension. Click to download a beginner’s guide

Where can I learn more about SSAS pension rules?

SSAS pensions are regulated by HMRC & The Pensions Regulator.

Visit HMRC

Can I transfer my existing personal and workplace pensions into a SSAS?

Yes, with only a few exceptions, current personal and workplace pensions can be transferred to a SSAS.

To make a transfer, simply contact your existing pension provider and ask them to transfer the old pensions into your new SSAS. Your old pension provider will send some paperwork in the post which you will need to sign and return to them.

Always consider any benefits you are giving up by transferring your old pension as these may be lost when you move the pension. Your current pension provider can provide this information in writing or over the phone.

Can other members of the SSAS transfer their pensions to the scheme?

Yes. Pooling the pensions of other members within the SSAS increases the pot and investment choices and its potential for growth. It also means that only one set of fees/charges per scheme is payable, as opposed to individual members all paying their own sets of fees.

Can a SSAS purchase residential property?

A SSAS cannot directly invest in or hold residential property. It can purchase development land and sell prior to the building becoming habitable. An alternative is to invest in residential property in a hands-off manner. For example, you can loan to an unconnected developer or you can loan to your company and use the loan to invest in any business purpose you see fit. A SSAS can also invest in property crowdfunding. Read more…

Our Services

SSAS Pensions

Property SSAS Pension advice...

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Property Crowdfunding

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Commercial Property

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Property Loans

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