For you today; your children tomorrow
'The Lifetime Business Tax Plan' can reduce Corporation Tax, Inheritance Tax and Capital Gains Tax to 0%
Setting up the plan is straightforward and it completely removes the potential for any additional tax. It is available to businesses that have over £50,000 of surplus cash held in a UK bank and are controlled by between 1 and 11 directors.
Our clients rate us as 5 star, here’s what they say:
All at the landlords pension have provided service which is second to none and have made the complex process completely user friendly for the uninitiated.. I’d recommend them if your considering creating a SSAS and need some hand holding and/or ideas with your property/investment journey. Simon King in particular has been a great sounding board for our plans and has helped all the way through and continues to do so. I’m looking forward to a long and fruitful relationship many years hence.
Gerard Noble
June 2021
Can’t recommend highly enough. We have worked the The Landlord’s Pension for a number of years and really appreciate the level of expertise they have on all things SSAS related. Simon King, Michelle and Teresa have provided excellent support and guidance.
John Curran
July 2021
I could not be more delighted to have transferred my pension in to a SASS with the guidance of Daniel Duru at The Landlord Pension. Daniel walked me through the process with great knowledge and expertise which could have been a minefield for me. I am extremely grateful to Daniel for all his help and feel very reassured that he is only a phone call away when I need his help in the future.
Roger Barnes
March 2021
We are so pleased to have transferred my pension to The Landlords Pension to set up a SSAS. Lewis has been invaluable with his patience in explaining everything more than once! For his guidance and help in how we should use our SSAS. Cannot rate him highly enough. Thank you.
Michael Railton
April 2021
So far so good. The dealings in setting up my SASS pension have been fantastic so far. Tom is very professional, knowledgeable and helpful. We are looking forward to the pension being fully live.
Andrew Norton
March 2021
Highly recommend The Landlords Pension for setting up a SSAS pension. Many Thanks to Liam, Michelle, Teresa and the team for their support throughout and making it an easy process. Looking forward to our working relationship with future investments.
Matthew Martin
August 2020
Wouldn’t hesitate to recommend there services to open a SASS, massive thanks to Dan, Michelle and Teresa who made the setup seamless, very supportive throughout the whole process.
Look forward to many years of successful investments with The Landlords Pension
Angela Woods
July 2020
Highly recommend The Landlord’s Pension for opening a SSAS. They are highly professional yet friendly and personable. They are really helpful and keep you informed every step of the way. It’s refreshing to pay for a service by a company who actually do what they say they are going to, with zero aggravation and problems! Thank you guys 🙂
Vicki Prosser
February 2020
I recently opened my SSAS through The Landlord’s Pension and they have been professional, approachable and efficient throughout. Simon, Teresa and Michelle have all been great in answering my questions and queries and doing their best to ensure the process of transferring over my existing pension has been a smooth and seamless one. I would have no hesitation in recommending them.
Steve
January 2019
I’ve been working with The Landlord’s Pension this year to sort out historically messy pension arrangements and take control by creating a Family SSAS. Chris Brown has been an absolute pleasure to deal with, friendly professional advice all the way through. Thanks!
Ray Georgeson
03/12/2020
We had a number of workplace and final salary pensions, dotted all over the place and decided to pull them all into one SSAS. Laura and the team were excellent in explaining what to expect and keeping us advised every step of the way, in fact as part of the fact-find, we came across pensions we didn’t realise we had! I manage my own SSAS, but I know that Laura is at the end of the phone if I need her and she will not hesitate to help. I couldn’t recommend The Landlord’s Pension enough, they were absolutely brilliant!
Rosemary Wooding
18/07/2019
FAQs
What is a Lifetime Business Tax Plan?
A Lifetime Business Tax Plan is a packaged solution, exclusively for company directors, that enables them to solve multiple problems for their business and offers tools to:
- Solve the immediate threat of a 40% tax penalty on surplus company cash
- Transfer in company and pension cash to create significant liquidity
- Protect family wealth and assets
- Secure inheritance of company shares
- Achieve wider investment choices in a low to zero tax plan
- Create lifetime and beyond tax and inheritance strategies
- Fund your business
- Create succession plans
- Grow the retirement fund
- Invest in property
The Lifetime Business Tax Plan is made up of two components; an Investment Trust Fund and a Small Self-Administered Scheme (SSAS) both of which are only available to company directors. These exclusive tax mitigation plans also allow directors to transfer in former work pensions that are frozen or unmanaged. The transfer of company cash and former pension cash into one plan can create significant liquidity, providing wide investment choice in a low to zero tax plan.
What does The Lifetime Business Tax Plan offer?
The Lifetime Business Tax Plan offers innovative and robust planning and solutions for company directors to take control and save tax.
What is an Investment Trust Fund?
An Investment Trust Fund is recognised by HMRC as a form of Family Investment Company, which is a standard way of preserving family assets for future generations whilst mitigating any tax. As a special type of subsidiary or standalone company, this gives you the power to invest your company profits and surplus cash in property, stocks, and/or many other asset classes. An Investment Trust Fund has a high street bank account, similar to your current business account, and from this account you then control how the money is invested.
What is a SSAS pension?
A SSAS is pension trust that gives its members control of their pension funds and assets. A SSAS allows members to invest funds at their own discretion.
A SSAS has access to every type of investment that is allowed under rules set out by legislation, as with traditional pensions. In addition, a SSAS has additional investment privileges, such as investing in property or investing in your business, amongst other things. You can make permitted investments at any age; you do not need to be 55 to take control of the money in your pension. Click to download a beginner’s guide
Can I transfer my existing personal and workplace pensions into a SSAS?
Yes, with only a few exceptions, current personal and workplace pensions can be transferred to a SSAS.
To make a transfer, simply contact your existing pension provider and ask them to transfer the old pensions into your new SSAS. Your old pension provider will send some paperwork in the post which you will need to sign and return to them.
Always consider any benefits you are giving up by transferring your old pension as these may be lost when you move the pension. Your current pension provider can provide this information in writing or over the phone.
Can a SSAS purchase residential property?
A SSAS cannot directly invest in or hold residential property. It can purchase development land and sell prior to the building becoming habitable. An alternative is to invest in residential property in a hands-off manner. For example, you can loan to an unconnected developer or you can loan to your company and use the loan to invest in any business purpose you see fit. A SSAS can also invest in property crowdfunding. Read more…
