Property Loans and crowdfunding & why they are so popular

What Is A Property Bond & Why Are They So Popular

What is a Property Loan?

It’s a Loan Investment like all others but linked to returns from property. Property Loans and property crowdfunding pay investors a fixed return over a set period of time. This is particularly useful if you know that you don’t need the money for a set period of time. For example, if you are 50 years old, then you still have 5 years until you can access money in any private pension that you may have. This might cause you to look at 5-year loan investments because you would be able to calculate your exact return and also the value of your pension when you reach age 55. If you are looking for simple, secure and diverse property crowdfunding loans, we work with the top UK property companies and can help you invest in a portfolio of property loans.

Why Choose a Property Loans as an Investment?

Protecting your investment is always the top priority. A Property Loan normally has a capital asset offered as security to the investors. Property Loans also generate returns from a sector which is easy for the investor to understand. The development of property creates profit which is paid to the investors as agreed in a contract at the outset.

Can I Invest my Pension in Property Loans Before age 55?

Here at The Landlords Pension we have helped over 1000 people take control of their existing or frozen pensions at any age to invest in property based investments. With regard to the pensions, these are usually arranged through the use of a Small Self -Administered Scheme also known as a SSAS pension. There are various reasons why people decide to transfer their frozen or existing pension schemes over to a SSAS, the main ones being the investment choice and flexibility offered by this type of arrangement, control over their own funds and the fixed returns offered in lieu of the volatility and uncertainty of equity-based investments, where the vast majority of peoples funds sit.

How Does a Pension Loan Investment Work?

Whether a loan is purchased through a trust such as a SIPP or SSAS pension or with cash funds the process is exactly the same and very simple to do. When the funds are available the individual can choose which investment loans suits their own personal requirements with regard to the term, location and perceived risk. A legally binding contract is then produced specifying the investment amount, term, agreed fixed returns and the specific property or properties on which a legal charge will be secured to protect the investor.

Where Can I Invest?

The Landlords Pension only ever work with bona fide property development companies who have undergone extensive due diligence, have a proven track record on repayments of loans in full and on time and offer a 1st legal charge on the property as security to our clients. We work across the 4 main UK property sectors, Buy-to-Let, Commercial, Hotel and Residential to provide a portfolio of property investment loans. These are experienced and proven companies who specialise in their area of property development, such as conversion of unused listed buildings into luxury apartments, building and developing commercial property and hotels, houses and flats. Together they boast £250,000,000 of assets owned. These particular property crowdfunding loan portfolios are simple, secure and diverse and currently offers 2 and 5-year terms of up to 9% per annum fixed returns respectively for capital growth.

These crowdfunding portfolios and loans offer a 1st legal charge on tangible property and have a proven track record over a number of years which confirms a 100% payback record of all investments made.

How Safe are Property Loans?

Everyone has a different view and concept of risk. Some institutions will consider any investment in property as a high-risk strategy while promoting equity-based investments as a low or medium risk. On the other hand, many property investors would consider a property loan, with fixed returns and a 1st legal charge over the physical property as a low risk and unsecured stocks and shares investments as high risk.

Summary

Read more about property loan and crowdfunding investments.

If you are looking for an alternative investment for poorly performing cash funds or wish to take control of your pension fund and invest your pension in the property then there is a straightforward and cost-effective way in which you can achieve this.

Find out more about how The Landlords Pension could help you grow your retirement fund and call us on 020 3907 8400 to speak with one of our experienced consultants.

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