Celebrating a Property Pension

Richard Hutchins, 64, of Hayling Island near Portsmouth has made substantial gain by investing his pension in property since 2012. This month in YPN he tells us what he’s done and how he did it. Richard explained: “About 6 years ago I started working with Gareth Bertram of The Landlord’s...

Should I Rely Solely on a UK State Pension?

In the UK, pension systems largely fall within one of two buckets. There’s the State Pension, which you pay into throughout your working life with a deduction to your salary, and a private pension, which is self-managed. In many ways, they could also be called ‘passive’ and ‘active’ pension strategies....

Is the Average Workplace Pension Enough to Retire On?

Most workers in the UK are automatically enrolled on a pension scheme by their employer, in a process known as auto-enrolment. But those relying on their workplace pension might discover that they haven’t saved enough to retire comfortably.   What Exactly Is the Workplace Pension? Automatic enrolment, which began in...

SIPP vs SSAS

At The Landlords Pension we are often asked the questions "which is best?" and "what is the difference?" between SIPP and SSAS pension schemes. Below is a brief explanation of the differences between the two and why someone may consider a transfer to these types of schemes. One of the...

Why you should be your own pension trustee

The Landlords Pension have helped many individuals who were in the position of being a director of their own limited company to take control of their frozen or current pension pots and grow these funds and their businesses in both a hands on and hands off manner, particularly in property...

Pension Set Up Costs Explained

What are the fees? There are many myths surrounding set up and ongoing costs of the various pension types available on the market and the effect that these charges have on an individuals final pension fund and therefore the income that would receive in retirement. Traditional pension There are a...