A cash injection to help grow your business
If your business is in need of a capital injection or you are planning to acquire property for letting, development or other purposes then you can use your old frozen pensions to do this using a Director’s Pension Loan. Most Directors have growth plans but few realise that they can strive to achieve these using money locked away in old pension funds.
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A Director’s Pension – technically known as a Small Self Administered Scheme (SSAS) allows Directors to use up to 50% of their pensions for use in their business. The remaining 50% can also be used for investment in property or other asset classes. The main myth about pensions is that a Director needs to be aged 55 or over to use pension money for anything other than traditional investments but that is incorrect. The pension can actually be used by a Director to fund their business at any age whether they are 35, 45 or even 65!