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Director's Pension Loan

A company director can access up to 50% of their pensions, for any purpose, at any age.

Key Benefits

  • Loan for almost any business purpose
  • Tax efficient borrowing
  • No hassle, easy to set up
  • Costs are payable by pension
  • Only available to company directors
  • Make use of old frozen pensions

SSAS pension scheme steps

  1. Establish Small Self Administered Scheme (SSAS) pension
  2. Transfer old pension schemes into SSAS
  3. 50% of total pension value loaned to company

The Landlord’s Pension is an expert in this niche sector of financial planning and have been helping clients to invest in property since 2004.

Take our 60 second eligibility test to find out if you are eligible for a SSAS Pension

A cash injection to help grow your business

If your business is in need of a capital injection or you are planning to acquire property for letting, development or other purposes then you can use your old frozen pensions to do this. Most Directors have growth plans but few realise that they can strive to achieve these using money locked away in old pension funds.

A Director’s Pension – technically known as a Small Self Administered Scheme (SSAS) allows Directors to use up to 50% of their pensions for use in their business. The remaining 50% can also be used for investment in property or other asset classes. The main myth about pensions is that a Director needs to be aged 55 or over to use money for anything other than traditional investments but that is incorrect. The pension can actually be used by a Director to fund their business at any age whether they are 35, 45 or even 65!

The must-read FREE guide in 2019 for Company Directors who want tax efficient funding for their business

What will you learn?
  • The secret behind 0% APR pension loans
  • How to fund your business using old or frozen pensions
  • Tax efficient funding strategy for your business
  • How Andy Tunstall funded his business using pensions
How Long has this Been Possible?

Director-led pension schemes (SSAS) have been around for 40 years. You may not have heard of them because traditionally Directors have simply set up personal pensions which do not offer the same benefits as SSAS pensions. There is a tendency for advisors to not consider the company benefits of a SSAS pension and how a Director may use the funds to grow their business. Advisors shy away from business advice and stick to traditional investments.

Consultants at The Landlord’s Pension understand the needs of a Company Director are very different to people who simply require a retirement savings vehicle.

Get Expert Help

The Landlord’s Pension is authorised by HMRC to administer Director led pensions. Consultants at The Landlord’s Pension are recommended by Accountants across the UK to help Company Directors use pension funds for business growth. We regularly travel to meet clients at their office or at their Accountant’s practice.

The starting point is to get in touch so that we can tell you if we can help. 

It’s important that a Director does not make a mistake if they plan to use their pension for their business. 

HMRC have specific rules that allow a trading limited company to use pension money for trading purposes or property acquisition but if the rules are broken then there are substantial penalties.

What our customers say...

5/5
  • Really professional company.

    I’ve pointed a few clients their way that want to release ‘dead’ money from their pensions to invest in higher returns.

    Gareth really knows his stuff and Teresa is super efficient.

    Nick Carlile Avatar
    Nick Carlile
  • Genuine professional people delivering top notch quality customer service accompanied with the all important experience and in-depth knowledge of this business field.

    Many thanks in particular to Gareth and Teresa for their unswerving support advice and guidance over these past few years since I took up the challenge of looking after...
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    Nick Clement Avatar
    Nick Clement
  • From the very beginning of the journey to re gain control of my pension and earn higher interest, the landlords pension were and still are extremely professional, they made the whole process very easy and explained the whole process. BRILLIANT 5 star service and 2 years on and all is good.

    Ben Garner Avatar
    Ben Garner
  • You get nothing but the best advice to use your pension in the correct manner. Setting up a SASS is not as daunting as one would think, it is the best thing I ever did. Being introduced to the Dolphin scheme to make my pension work hard was a no... Read more

    Selwyn Browne Avatar
    Selwyn Browne
  • i am now coming to the end of my 3rd year with mike and the team at the landlords pension, i have been very satisfied with the performance of my investmentand look forward to much of the same in the future.

    Andrew Dalgarno Avatar
    Andrew Dalgarno
  • Massive thanks to Laura and Teresa in helping set up the SASS. Great communications throughout and always on hand to answer queries.

    We are just about to embark on the investment side of things now the pensions have been transferred into the SASS and the range of investment opportunities give me...
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    Damian Spencer Avatar
    Damian Spencer
  • Mike is a very knowledgable and honest person , who I trusted

    Wendy Frazer Avatar
    Wendy Frazer
  • Gareth and Mike assisted myself and my husband in putting all of our Pensions into a SASS, Without them we would not have had a clue. Gareth made the process easy and understandable. Thoroughly recommend. 🙂

    Nicole Barratt - Rae Avatar
    Nicole Barratt - Rae
  • Simon King has been a great help to us in setting up our SSAS which we are planning to use to expand our property business.

    I would thoroughly recommend The Landlord's Pension.

    Tony McElvogue Avatar
    Tony McElvogue
  • I've had a small pension pot with Landlord Pension for the last couple of years. There were two major reasons why I made my choice. Firstly fees. Secondly, I wanted to be hands off (as much as one can be) - working professionally within compliance and anti-fraud - segregation of... Read more

    Sylvia Snowling Avatar
    Sylvia Snowling

Free, simple, SSAS advice. No obligation. No sales pitch.

Are you interested in investing your pension in business or property? Do you have questions about how you can do this? If so book your FREE, 15 minute, no obligation SSAS pension consultation

One of our experienced SSAS Advisors will call you at a time that is convenient for you to walk you through how pensions can be used to invest in property or business at any age.

  • Find out whether you are eligible for a SSAS Pension
  • Discover how a SSAS Pension can be used to grow your business
  • Understand why you should be considering a SSAS Pension
  • Get your questions answered by an expert SSAS Advisor