Director's Pension Loan

A company director can access up to 50% of their pensions, for any purpose, at any age.

Key Benefits

  • Loan for almost any business purpose
  • Tax efficient borrowing
  • No hassle, easy to set up
  • Costs are payable by pension
  • Only available to company directors
  • Make use of old frozen pensions

SSAS pension scheme steps

  1. Establish Small Self Administered Scheme (SSAS) pension
  2. Transfer old pension schemes into SSAS
  3. 50% of total pension value loaned to company

The Landlord’s Pension is an expert in this niche sector of financial planning and have been helping clients to invest in property since 2004.

Take our 60 second eligibility test to find out if you are eligible for a SSAS Pension

A cash injection to help grow your business

If your business is in need of a capital injection or you are planning to acquire property for letting, development or other purposes then you can use your old frozen pensions to do this. Most Directors have growth plans but few realise that they can strive to achieve these using money locked away in old pension funds.

A Director’s Pension – technically known as a Small Self Administered Scheme (SSAS) allows Directors to use up to 50% of their pensions for use in their business. The remaining 50% can also be used for investment in property or other asset classes. The main myth about pensions is that a Director needs to be aged 55 or over to use money for anything other than traditional investments but that is incorrect. The pension can actually be used by a Director to fund their business at any age whether they are 35, 45 or even 65!

The must-read FREE guide in 2019 for Company Directors who want tax efficient funding for their business

What will you learn in a SSAS pension guide?

  • The secret behind 0% APR pension loans
  • How to fund your business using old or frozen pensions
  • Tax efficient funding strategy for your business
  • How Andy Tunstall funded his business using pensions
How Long has this Been Possible?

Director-led pension schemes (SSAS) have been around for 40 years. You may not have heard of them because traditionally Directors have simply set up personal pensions which do not offer the same benefits as SSAS pensions. There is a tendency for advisors to not consider the company benefits of a SSAS pension and how a Director may use the funds to grow their business. Advisors shy away from business advice and stick to traditional investments.

Consultants at The Landlord’s Pension understand the needs of a Company Director are very different to people who simply require a retirement savings vehicle.

Get Expert Help

The Landlord’s Pension is authorised by HMRC to administer Director led pensions. Consultants at The Landlord’s Pension are recommended by Accountants across the UK to help Company Directors use pension funds for business growth. We regularly travel to meet clients at their office or at their Accountant’s practice.

The starting point is to get in touch so that we can tell you if we can help.

It’s important that a Director does not make a mistake if they plan to use their pension for their business.

HMRC have specific rules that allow a trading limited company to use pension money for trading purposes or property acquisition but if the rules are broken then there are substantial penalties.

What our customers say...

5/5
  • positive review We had a number of workplace and final salary pensions, dotted all over the place and decided to pull them all into one SSAS. Laura and the team were excellent in explaining what to expect and keeping us advised every step of the way, in fact as part of... Read more

    Rosemary Wooding Avatar
    Rosemary Wooding
    7/18/2019
  • positive review Mike Holt and his team have been awesome getting my SSAS set up. All ready to go in record time and looking forward to building the pension pot, tax-free!

    Jeroen Hoppe Avatar
    Jeroen Hoppe
    4/22/2019
  • positive review Really professional company.
    I’ve pointed a few clients their way that want to release ‘dead’ money from their pensions to invest in higher returns.
    Gareth really knows his stuff and Teresa is super efficient.

    Nick Carlile Avatar
    Nick Carlile
    3/29/2019
  • positive review Genuine professional people delivering top notch quality customer service accompanied with the all important experience and in-depth knowledge of this business field.
    Many thanks in particular to Gareth and Teresa for their unswerving support advice and guidance over these past few years since I took up the challenge of looking after...
    Read more

    Nick Clement Avatar
    Nick Clement
    3/06/2019
  • positive review From the very beginning of the journey to re gain control of my pension and earn higher interest, the landlords pension were and still are extremely professional, they made the whole process very easy and explained the whole process. BRILLIANT 5 star service and 2 years on and all is good.

    Ben Garner Avatar
    Ben Garner
    1/10/2019

Free, simple, SSAS advice

Are you interested in investing your pension in business or property? Do you have questions about how you can do this? If so book your FREE, 15 minute, no obligation SSAS pension review.

One of our experienced SSAS Advisors will call you at a time that is convenient for you to walk you through how pensions can be used to invest in property or business at any age.

  • Find out whether you are eligible for a SSAS Pension
  • Discover how a SSAS Pension can be used to grow your business
  • Understand why you should be considering a SSAS Pension
  • Get your questions answered by an expert SSAS Advisor