Director's Pension Loan
A company director can access up to 50% of their pensions, for any purpose, at any age.
SSAS pension scheme steps
- Establish Small Self Administered Scheme (SSAS) pension
- Transfer old pension schemes into SSAS
- 50% of total pension value loaned to company
The Landlord’s Pension is an expert in this niche sector of financial planning and have been helping clients to invest in property since 2004.
Take our 60 second eligibility test to find out if you are eligible for a SSAS Pension
A cash injection to help grow your business
If your business is in need of a capital injection or you are planning to acquire property for letting, development or other purposes then you can use your old frozen pensions to do this. Most Directors have growth plans but few realise that they can strive to achieve these using money locked away in old pension funds.
A Director’s Pension – technically known as a Small Self Administered Scheme (SSAS) allows Directors to use up to 50% of their pensions for use in their business. The remaining 50% can also be used for investment in property or other asset classes. The main myth about pensions is that a Director needs to be aged 55 or over to use money for anything other than traditional investments but that is incorrect. The pension can actually be used by a Director to fund their business at any age whether they are 35, 45 or even 65!
The must-read FREE guide in 2019 for Company Directors who want tax efficient funding for their business
What will you learn in a SSAS pension guide?
- The secret behind 0% APR pension loans
- How to fund your business using old or frozen pensions
- Tax efficient funding strategy for your business
- How Andy Tunstall funded his business using pensions
Director-led pension schemes (SSAS) have been around for 40 years. You may not have heard of them because traditionally Directors have simply set up personal pensions which do not offer the same benefits as SSAS pensions. There is a tendency for advisors to not consider the company benefits of a SSAS pension and how a Director may use the funds to grow their business. Advisors shy away from business advice and stick to traditional investments.
Consultants at The Landlord’s Pension understand the needs of a Company Director are very different to people who simply require a retirement savings vehicle.
The Landlord’s Pension is authorised by HMRC to administer Director led pensions. Consultants at The Landlord’s Pension are recommended by Accountants across the UK to help Company Directors use pension funds for business growth. We regularly travel to meet clients at their office or at their Accountant’s practice.
The starting point is to get in touch so that we can tell you if we can help.
It’s important that a Director does not make a mistake if they plan to use their pension for their business.
HMRC have specific rules that allow a trading limited company to use pension money for trading purposes or property acquisition but if the rules are broken then there are substantial penalties.
What our customers say...
We had a number of workplace and final salary pensions, dotted all over the place and decided to pull them all into one SSAS. Laura and the team were excellent in explaining what to expect and keeping us advised every step of the way, in fact as part of... Read moreRosemary Wooding7/18/2019
Genuine professional people delivering top notch quality customer service accompanied with the all important experience and in-depth knowledge of this business field.
Many thanks in particular to Gareth and Teresa for their unswerving support advice and guidance over these past few years since I took up the challenge of looking after... Read moreNick Clement3/06/2019
From the very beginning of the journey to re gain control of my pension and earn higher interest, the landlords pension were and still are extremely professional, they made the whole process very easy and explained the whole process. BRILLIANT 5 star service and 2 years on and all is good.Ben Garner1/10/2019
Free, simple, SSAS advice
Are you interested in investing your pension in business or property? Do you have questions about how you can do this? If so book your FREE, 15 minute, no obligation SSAS pension review.
One of our experienced SSAS Advisors will call you at a time that is convenient for you to walk you through how pensions can be used to invest in property or business at any age.